Subject: Fix the System: Is Social Security in trouble Larry? You bet it is if Dubya has his way with it. I don't know who his economic advisers are, but they need to go to the common-sense school. Some changes do need to be made for the long haul; several come to mind: * We don't need a savings program for the younger ones. The Roth Individual Retirement Account is the greatest thing when it comes to retirement savings. It just needs to be expanded to increase the amount allowed yearly on a graduated basis: * Wealthy people who have always received large incomes and continue working still collect their Social Security . Cap their benefits. After all, they are already bringing in who knows how much in income. And these are the ones who certainly have large investments to tap into. * If Social Security funds dry up in 2035, the government should use general funds to pay benefits. That's where the funds have been going all these years. If the fund had stayed intact and gained interest, we would not be having this debate now. Each time Congress tries to "save" Social Security, it usually adds some new entitlement for someone near and dear to them. That has never made sense to me. Linda P